Terms of Use

1. Acceptance of Terms

By accessing and using the monqerilthaso website (monqerilthaso.com), you accept and agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access the service. These terms apply to all visitors, users, and others who access or use the service.

Your continued use of our platform constitutes acceptance of any modifications to these terms. We reserve the right to modify these terms at any time, and such modifications shall be effective immediately upon posting of the modified terms on this website.

2. Description of Service

monqerilthaso provides a money mindset development platform designed to help users explore their relationship with money and develop healthier financial perspectives. Our services include educational content, resources, and tools related to financial psychology and mindset development.

We do not provide financial advice, investment recommendations, or guarantee any specific financial outcomes. Our content is purely educational and designed to promote personal development and self-awareness regarding money-related beliefs and behaviors.

3. User Obligations and Acceptable Use

Users must be at least 18 years of age to use our services. By using our platform, you represent that you have the legal capacity to enter into these terms.

4. Intellectual Property Rights

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to the website are protected under applicable copyrights, trademarks, and other proprietary rights. All content on this website is the property of monqerilthaso or its content suppliers.

You may not reproduce, distribute, display, sell, lease, transmit, create derivative works from, translate, modify, reverse-engineer, disassemble, decompile, or otherwise exploit this website or any portion of it unless expressly permitted by monqerilthaso in writing.

5. User-Generated Content

If you submit, post, or display content on our platform, you grant monqerilthaso a non-exclusive, royalty-free, worldwide license to use, copy, reproduce, process, adapt, modify, publish, transmit, display, and distribute such content in any media or distribution method.

You represent that you own or have the necessary licenses, rights, consents, and permissions to publish the content you submit. You are solely responsible for the content you post and the consequences of posting such content.

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these terms by reference. By using our service, you consent to the collection and use of information as detailed in our Privacy Policy.

We comply with applicable Australian privacy laws and regulations in our handling of personal data. Users have the right to access, correct, and delete their personal information in accordance with our Privacy Policy.

7. Disclaimers and Limitations

Our educational content is provided for informational purposes only and should not be construed as financial advice. We make no representations about the suitability, reliability, availability, timeliness, or accuracy of the information contained on this website.

8. Limitation of Liability

To the fullest extent permitted by law, monqerilthaso shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the service.

In no event shall monqerilthaso's total liability to you for all damages exceed the amount paid by you to monqerilthaso in the twelve months prior to the action giving rise to liability.

9. Indemnification

You agree to defend, indemnify, and hold harmless monqerilthaso, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the services, your violation of these terms, or your infringement of any intellectual property or other rights of any person or entity.

10. Termination

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including limitation if you breach the terms. Upon termination, your right to use the service will cease immediately.

You may terminate your account at any time by discontinuing use of the service and following any account closure procedures we may provide.

11. Governing Law

These terms shall be governed by and construed in accordance with the laws of Western Australia, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Western Australia.

12. Changes to Terms

We reserve the right to modify or replace these terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our service after revisions become effective, you agree to be bound by the revised terms.